While it is a topic that nobody likes to consider, the truth is inescapable, we are all going to die. When that day comes, are you confident that your loved ones will be financial stable? Unfortunately, most people do not have enough life insurance for when the inevitable occurs. Luckily, the agents at Blackmore Benefit Group have all the options necessary to get you the appropriate coverage you need. Whether you are looking for term life, whole life, or final expense, we will find the best fit for you.
One of the most affordable life insurance options is Term Life Insurance. These plans provide a simple, cost-effective way of protecting your loved ones. You choose how long the coverage lasts and how much is paid out upon your death. Your monthly premiums will stay level throughout the term of the policy, and most plans can be converted into a whole life plan at the end of the term. Apply today and see what term options are available for you.
Unlike term life, whole life insurance covers you for your entire life, as long as you keep paying your premiums. While premiums typically start off higher than an equivalent term, you may see big savings if you hold onto your policy for a considerable number of years. Additionally, whole life policies build cash value that will grow over time or can be borrowed against to provide you with immediate funds. In some cases, you can even use your cash value to pay for your monthly premiums.
When a loved one passes away, many are faced with both an emotional, and a financial hardship. Funerals accumulate many expenses, often amounting to tens of thousands of dollars. If you are not prepared, those burdens will be left to your loved ones. By purchasing a Final Expense plan, you can provide those left behinds with the necessary funds to give you a proper service. Plans include benefits up to $30,000 with rates that do not increase over time. Additionally, you will not need to undergo a physical exam, your coverage will not cancel due to old age or worsening health, and your policy will build cash value that you may leave to grow or borrow to use as you see fit. Final Expense may be the perfect option for you.
Cancer, Heart Attack, and Stroke
Everyone knows someone who has had cancer, a heart attack, or a stroke. Luckily, most people today survive the ordeal due to medical advancements. Unfortunately, these illnesses and conditions cause a significant amount of financial hardships. Over half the costs associated with cancer are not covered by your health insurance plan, and medical costs are the number one reason for bankruptcies in our country. With the help of a cancer, heart attack, and stroke plan, you are able to focus on recovering, instead of worrying about all the problems. The additional funds also allow you to find the best care available. By requesting a free quote today, you can see how affordable this piece of mind can be for you and your family.